ACTIVELY AT WORK REQUIREMENT

Team Member Eligibility Requirements for Life Insurance:
You must be actively at work on the day coverage is scheduled to begin. If you are not actively at work on that day, coverage for you will begin once you have returned to work.

EVIDENCE OF INSURABILITY (EOI) REQUIREMENTS

Employees that have previously waived Voluntary Employee, Spouse or Dependent Child Life insurance will require EOI. The re-enrollment feature allows employees currently enrolled in Voluntary Employee Life to elect to increase their coverage up to $50,000, not to exceed the guaranteed issue amount of $150,000 – without EOI.

You are not eligible to elect any increase in Voluntary Spouse and/or Dependent Child Life unless go through EOI process, and it’s approved by Guardian. Employees will receive an email or letter from Guardian with instructions and a unique link to submit your EOI form online.

Once Guardian receives the EOI form, they will contact you with any questions, before notifying your employer if the coverage amount is approved. Coverage and payroll deduction are effective the first of the month following Guardian’s approval.